Terms of Service
The rules for playing Dotco.
Please read these terms before you play. By pressing I accept in Dotco, adding it to a server or using its commands, you agree to them.
Last updated November 5, 2026.
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Agreeing to these terms
These terms are an agreement between you and the operator of Dotco. They apply when you use any Dotco command, button or form in Discord, add Dotco to a server, sign in to this website or buy Dotco Premium.
The first time you use Dotco, it asks you to read these terms and the Privacy Policy and press I accept. Pressing it, or continuing to use Dotco, means you agree. If you don’t agree, don’t use Dotco.
You must be old enough to use Discord in your country. If you are under 18, you need a parent or guardian’s permission before you buy Premium.
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What Dotco is
Dotco is a free life-simulation game that runs inside Discord. It is an independent project and is not made, endorsed or supported by Discord Inc.
You also have to follow Discord’s Terms of Service and Community Guidelines while you play. If Discord removes your account, you lose access to Dotco too.
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Your player account
Your Dotco player is tied to your Discord account. One person may have one player. Don’t share, sell, buy or give away a player or the Discord account it belongs to.
You are responsible for everything done with your account. If you think someone else used it, tell us on the support server.
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Virtual money and items
All money, bank balances, businesses, shares, dividends, property, items, cosmetics and collectibles in Dotco are virtual. They have no real-world value, are not real money, securities, bank accounts or property, and can never be exchanged for real money or anything outside the game.
You don’t own them. We give you a personal permission to use them in the game, and we may change, reset or remove them, for example to fix a bug, undo cheating or keep the economy fair.
Do not buy, sell or trade Dotco money, items or accounts for real money, other games’ items, gift cards or anything outside the game.
The casino and robbery only use virtual Dotco money. You can never pay real money to play them, and you can never win anything with real value.
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Playing fair
You may not:
• use bots, scripts, macros, auto-clickers or any automation to play;
• use extra or alt accounts to collect rewards, move money to yourself or help another player;
• find and use bugs or exploits instead of reporting them;
• work with others to push money around unfairly, fake trades or rig markets, shares or rankings;
• spam commands or buttons to slow Dotco down, or try to break, overload, hack or copy Dotco or this website;
• harass, threaten or scam other players, or give businesses, crews or anything else offensive, hateful, sexual or misleading names.
Report bugs on the support server. Anything gained from a bug or from breaking these rules can be removed.
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Things you create
Names and text you type into Dotco, like business names and server settings, must follow these rules. You let us show them in Dotco and on this website so the game works. We can change or remove anything that breaks these terms.
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Dotco Premium
Dotco Premium is an optional paid subscription, charged in US dollars through Stripe. Player Premium comes in 3 plans: Plus costs $1.99 a month or $19.99 a year, Premium costs $3.99 a month or $39.99 a year, and Premium+ costs $6.99 a month or $69.99 a year. Each plan includes everything in the cheaper plans. Server Premium comes in 3 plans: Server Plus costs $2.99 a month or $29.99 a year, Server Premium costs $4.99 a month or $49.99 a year, and Server Premium+ costs $8.99 a month or $89.99 a year. Each plan includes everything in the cheaper plans. A Server Premium+ server can give Dotco its own picture, banner and bio there; that content must follow Discord’s rules and these Terms, every change is logged, and Dotco can reset it. Prices can change, but a change never applies to a period you already paid for.
Premium only adds style and convenience, like animated banners, card borders, a badge, name colours, reminders and extra history. It never gives in-game money, XP, better odds, extra job slots or extra businesses. Everything you can play stays free.
Premium starts as soon as Stripe confirms your payment and renews automatically until you cancel. You can cancel at any time from the Premium page. Premium then stays on until the end of the period you paid for. Cancelling does not refund time already paid.
Refunds are decided case by case on the support server. If a payment is refunded or disputed, Premium ends right away. If a renewal payment fails, Stripe retries it for a few days, and Premium ends if it still fails.
Server Premium is tied to the one server picked at checkout and stays there for the whole subscription. It can only be moved if that server is deleted or Dotco is removed from it. Losing the Manage Server permission does not move it.
Player Premium and Premium+ show 4 bundle picks each month (UTC). Premium can claim 1 of them and Premium+ can claim 2. Plus does not include bundles. 14 days after claiming, you can swap it for another of that month’s picks, and the swapped-out bundle goes back. The bundle you hold when the month ends is yours to keep. Missed months do not stack. A claimed bundle is yours to keep and wear, even after Premium ends. When Premium ends, other premium cosmetics are unequipped but stay in your collection. Your money, items and progress are never taken away.
Staff may turn Premium on or off by hand to fix a payment problem, or remove it from accounts that break these terms. Payments are handled by Stripe under its own terms.
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Payments, taxes and chargebacks
Payments are processed by Stripe under its own terms. Dotco never sees your full card number. Prices are in US dollars, and your bank may add currency conversion fees. Sales tax or VAT is added where the law requires it.
If you open a chargeback or dispute instead of asking us first, Premium ends right away and the account may be blocked from buying Premium again.
Nothing in these terms takes away refund or consumer rights you have under the law where you live.
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Server managers
If you add Dotco to a server, you are responsible for how it is set up there, including which channels it uses, the market tax, welcome messages, events and announcements. Server settings never change any player’s profile or money.
Server colours, banners, events and Dotco’s name, picture and bio in your server must follow these terms and Discord’s rules. Dotco may refuse or remove anything that doesn’t.
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Breaking the rules
If you break these terms, we may, depending on how serious it is: warn you, remove money, items or progress gained unfairly, reset your player, block you from some features, or ban you or a server from Dotco.
A ban for breaking these terms does not give a refund for Premium. You can appeal on the support server.
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Changes to the game
Dotco is still growing. Prices, payouts, features and balance can change at any time, and progress may sometimes be adjusted to fix bugs or keep the economy fair.
Dotco is free to play. Dotco Premium is the only paid extra, and it follows the Premium terms above.
We may stop Dotco or any part of it. If Dotco shuts down, we will announce it on the support server and stop all renewals.
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No guarantees
Dotco is provided as it is. It may be offline, slow or have bugs, and progress may be lost. As far as the law allows, we are not liable for lost progress, lost virtual items or any indirect loss caused by using Dotco, and our total liability to you is limited to what you paid us for Premium in the 12 months before the claim.
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Your privacy
The Privacy Policy explains what Dotco stores and why. When you press I accept, Dotco keeps a record of it: the time, your username and ID, and the server, channel and command you used.
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Updates to these terms
We may update these terms. The date at the top shows the latest version. For bigger changes, Dotco will ask you to accept again the next time you use a command.
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Contact
Questions, appeals or refund requests? Ask on the Dotco Discord server.